{"product_id":"fair-lending-compliance-intelligence-and-implications-for-credit-risk-management-wiley-and-sas-business-series-9780470167762","title":"Fair Lending Compliance: Intelligence and Implications for Credit Risk Management (Wiley and SAS Business Series)","description":"\u003cp\u003ePraise for  Fair Lending ComplianceIntelligence and Implications for Credit Risk Management  \"Brilliant and informative. An in-depth look at innovative approaches to credit risk management written by industry practitioners. This publication will serve as an essential reference text for those who wish to make credit accessible to underserved consumers. It is comprehensive and clearly written.\" --The Honorable Rodney E. Hood  \"Abrahams and Zhangs timely treatise is a must-read for all those interested in the critical role of credit in the economy. They ably explore the intersection of credit access and credit risk  suggesting a hybrid approach of human judgment and computer models as the necessary path to balanced and fair lending. In an environment of rapidly changing consumer demographics  as well as regulatory reform initiatives  this book suggests new analytical models by which to provide credit to ensure compliance and to manage enterprise risk.\" --Frank A. Hirsch Jr.  Nelson Mullins Riley \u0026amp; Scarborough LLP Financial Services Attorney and former general counsel for Centura Banks  Inc.  \"This book tackles head on the market failures that our current risk management systems need to address. Not only do Abrahams and Zhang adeptly articulate why we can and should improve our systems  they provide the analytic evidence  and the steps toward implementations. Fair Lending Compliance fills a much-needed gap in the field. If implemented systematically  this thought leadership will lead to improvements in fair lending practices for all Americans.\" --Alyssa Stewart Lee  Deputy Director  Urban Markets Initiative The Brookings Institution  \"Fair Lending Compliance...provides a unique blend of qualitative and quantitative guidance to two kinds of financial institutions: those that just need a little help in staying on the right side of complex fair housing regulations; and those that aspire to industry leadership in profitably and responsibly serving the unmet credit needs of diverse businesses and consumers in Americas emerging domestic markets.\" --Michael A. Stegman  PhD  The John D. and Catherine T. MacArthur Foundation  Duncan MacRae 09 and Rebecca Kyle MacRae Professor of Public Policy Emeritus  University of North Carolina at Chapel Hill\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":45789866491957,"sku":"ByrdShop_0470167769","price":59.07,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0627\/8139\/0901\/files\/9780470167762.jpg?v=1784701423","url":"https:\/\/atxbooks.com\/products\/fair-lending-compliance-intelligence-and-implications-for-credit-risk-management-wiley-and-sas-business-series-9780470167762","provider":"ATX Books","version":"1.0","type":"link"}