The No Spend Year: How you can spend less and live more

About this book

Michelle McGagh has been writing about money for over a decade. Youd think that would make her a whizz with her own cash right? Wrong! Spending with abandon and ignoring bank statements were her modus operandi. Just because she wasnt in serious debt apart from her massive London mortgage she thought she was in control. She wasnt. Something needed to be done but rather than cut back here and there Michelles approach was more radical. She set herself a challenge to not spend anything for an entire year. She pays her bills and she has a minimal budget for her weekly groceries and household essentials but otherwise Michelle doesnt spend any money at all. She is finding creative ways to get the things she needs to travel and to still be able to enjoy her time. Not only has she saved money but she is happier: no longer feeling the desire to buy things all the time or feeling the pressure of being sold to. Her relationship with money with things with time with others has changed for the better. The No Spend Year is Michelles honestly written and personal account of her challenge. But it is more than that it is also a tool for life that will help you get to grips with your own financial situation. She talks about money in an accessible unintimidating and often entertaining way and interspersed throughout are really brilliant personal finance tips and life hacks about interest mortgages savings pensions and spending less to help you live a more financially secure life too.