Loan Modification For Dummies

The crucial information you need to secure a reliable loan modification and save your home Behind on your mortgage payments? Worried about losing your home? Dont panic. Loan Modification For Dummies gives you the reliable authoritative easy-to-understand guidance you need to apply for and secure a loan modification that lowers your monthly house payment and keeps you in your home. This practical plain-English guide leads you step by step through the loan modification process from contacting your lender to applying for a loan modification evaluating the lenders initial offer and negotiating a modification that lowers your monthly payment while helping you catch up on any past-due amounts. Youll learn how to communicate with your bank or loan servicer recognize and avoid loan-modification scams and find a knowledgeable loan modification specialist if you choose not to do it yourself. Advice on determining whether youre likely to qualify for your lenders loan modification program Guidance on preparing and submitting a loan modification application that improves your chances of success Helps you figure out a monthly payment you really can afford Tips on modifying your loan even when you owe more than your homes current market value Negotiation advice for securing the best possible terms and lowest monthly payment Resources for contacting your lender obtaining free or affordable third-party assistance and getting government agencies on your side Read Loan Modification For Dummies and start saving your home today.